Homeownership Applications Update

Homeownership Applications Update

Habitat for Humanity Williamson-Maury (HFHWM) is accepting Homeownership Program applications August 12 through September 30.

HFHWM invites anyone who does not currently own his or her home and lives or works in Maury County to apply. Complete a Partnership Questionnaire here or stop by the HFHWM office at 109 Noah Drive in Franklin, TN.

Qualified applicants must meet three basic criteria:

First, candidates must have a need for housing – This could be any of several reasons, such as structural or maintenance problems with one’s home or apartment; unhealthy or unsafe living conditions; current residence is too small for the family’s size, or the rent one pays is too much of a cost burden.

Second, candidates must have the ability to pay for a mortgage loan – HFHWM will look at the candidate’s sources of income and employment history to determine if he or she (or the family unit) can make monthly mortgage payments. In addition to stable, reliable income applicants must have a minimum credit score of 500. If all these items are verified, the next steps will be taken.

Last, candidates must demonstrate a willingness to partner – HFHWM is looking for people who desire to change their lives through homeownership! Applicants are required to earn up to 280 hours of “sweat equity” by attending homebuyer education classes, one-on-one budget coaching, and working side-by-side with sponsoring volunteers to build their home!

Once a home is completed, HFHWM sells the home to the partnering family with an affordable mortgage loan. He or she will be responsible for a $500 deposit upon approval and $2,500 in closing costs at the completion of the home build.

HFHWM partners with local businesses, individual citizens, and faith-based and civic organizations to fund and build affordable housing in Williamson and Maury Counties.

For additional information on our Homeownership Program or to get involved as a sponsor or volunteer, please contact our team at 615-690-8090.

Black Tie Moving Partnership

Thank You to Our Partner:

Black Tie Moving lends a helping hand to residents relocating in and around the Nashville area. By eliminating the stress and frustration usually associated with moving, Black Tie Moving has created a five-star company with incredible customer relationships- including Habitat for Humanity Williamson-Maury!

We are so grateful for the folks at Black Tie Moving who donate their time and labor to help us transport building materials, tools, furniture, and more. Without their support and service, the building process would not be nearly as streamlined and efficient.

When asked what has inspired them to work with Habitat for Humanity Williamson-Maury, Rachel Belesi, an employee with Black Tie Moving, stated, “We are a family-based organization that is part of the community and loves to give back to the community. The idea of helping people who don’t have a home find one in the community ─ there is nothing better than that.”

Black Tie Moving operates like a family, just like Habitat does. It means a lot to them to make new connections and give back to the community while doing so.

Thank you to the Operations Managers, crew, and all of the staff at Black Tie Moving and their willingness to assist us in giving a hand up to families and individuals in need. We look to forward to continuing to foster such a wonderful partnership!

Welcome Home George Davis & Patricia Willingham

Two Local Families Build Brighter Futures through Homeownership

On Saturday, June 11th, Habitat for Humanity Williamson-Maury welcomed home the Davis and Willingham families at their dedication ceremonies in Columbia, TN.

George Davis entered the homeownership program looking for a new beginning. As a single father, George works very hard to provide for his four children, Geonna (13), Karionna (12), Aarionna (12), and Malachi (5), working two to three jobs at a time to provide for his family.

Mr. Davis worked tirelessly to complete the homeownership program requirements, including over 200 hours working on the build site, budget coaching, and homeownership classes. Although the process was a challenge on top of his day-to-day responsibilities, George was determined to build a better life for his family.

“I am happy to be able to secure a better future for myself, but this is really for my children” he shares.

Through homeownership, Mr. Davis now has the peace of mind that he and his children will have a place to grow for years to come.

Homeowner-to-be, Ms. Patricia Willingham also transformed her homeownership dreams into reality.

After years of relocating due to rental increases and housing instability, Patricia finally found the opportunity to purchase an affordable home through Habitat for Humanity.

“I am 72 years old. You are never too old for your dreams to come true!” she states.

Patricia is looking forward to planting a garden, hosting family gatherings, and having a safe space to raise her great-grandchildren London (12) and Kameron (14).

Habitat for Humanity Williamson-Maury is committed to improving the lives of local families by building affordable, quality, sustainable, and energy-efficient homes throughout the community.

Thanks to the generous funding provided by Schneider Electric and Helios Energy, George and Patricia’s home are the first HFHWM builds to feature solar panels and a site-located energy system

Using  will significantly reduce energy usage, overall environmental impact, and lifetime utility and maintenance costs for the homeowners.

Schneider Electric is a long-time partner of the affiliate both on and off the build site, volunteering their time and resources to support their mission and the community at large.

“At Schneider Electric, we believe in building viable communities and we support Habitat for Humanity in its dedication to the vision of a world where everyone has a decent place to live,” said Ted Klee, senior vice president, Global Supply Chain, Schneider Electric North America. “We will continue to ensure that ‘Life Is On’ everywhere for everyone at every moment. Ensuring that energy is safe, reliable, efficient, and sustainable in every home is the core of what we do.”

In addition to funding provided for the solar panels, Habitat for Humanity Williamson-Maury is also receiving support from The Tennessee Housing Development Agency (THDA).

THDA will provide a one-time $1 million increase to the 2022 Habitat for Humanity of Tennessee Program allocation on behalf of the State to match a $1 million anonymous donation received by Habitat, bringing the total allocation available for 2022 to $1,500,000.

Habitat will use these funds to build 50 new homes across Tennessee by providing grants to affiliates in all three of the state’s grand divisions. Habitat for Humanity of Tennessee provides education, technical assistance, and resources to empower our 40 Habitat affiliates while they are on the ground making a difference in their local communities.

“Our partnership with THDA is fundamental to our continued growth,” said Colleen Dudley, executive director of Habitat for Humanity of Tennessee, “Our Habitat affiliates are able to take these grant funds and spur donations in their local communities. Habitat affiliates will raise an additional $5.5 million in donations from local individuals, churches, foundations and businesses to complete these builds.”

In addition to supporting Habitat for Humanity with grant funding, THDA also provides zero-interest home loans to qualified Habitat homeowners who complete the program requirements.

Thank you to all of the sponsors, volunteers, and contributors on George and Patricia’s builds. Welcome home to the Davis’ and Willingham’s!

2022 Hammers & High Heels Raises More Than $107,000!

Our 2022 Hammers & High Heels event was a huge success!

On Friday, May 13th, thanks to our amazing planning committee, generous sponsors, and community members like YOU, our 13th Annual Hammers & High Heels fundraiser raised more than $107,000 towards the 2022 Women Build Home for Linda Lemus and her two children, Isaiah and Mya.

THERE IS STILL TIME TO GIVE BACK!
Before closing the books on this year’s fundraising event, we decided to extend our silent auction and text-to-give campaign through Friday, May 27 at 9:00 PM.

Text hfhwm to 56651 to make a donation and take a look at the available items and start bidding at womenbuildtn.com!

View 2022 Hammers & High Heels Photos by Misty Westebbe Photography here!

We will see everyone back in person in 2023!

Thank you to our sponsors who made this event possible!

Presenting Sponsor

Dinner Sponsor

Wine Sponsors 

Platinum Sponsors
Gresham Smith

Gold Sponsors

Media Sponsors

Silver Sponsors
CBRE Group, Inc | Lee Company | Legend Homes, LLC  | Williamson Medical Center

In-Kind Sponsors
Curio Brewing Company, Triple Crown Bakery, Papa C Pies, Misty Westebbe Photography, Andreucci Wine Room, Company Distilling (H. Clark Distillery), Empire Distributors, DET Distributing, Performance Food Group, and Distillery 291.

We also want to send a big thank you to all of the local businesses who donated towards our silent auction!

Job Posting: Construction Supervisor

Job Opening: HFHWM Construction Supervisor

Habitat for Humanity Williamson-Maury (HFHWM) is a faith-based, nonprofit organization with the mission of creating partnerships to build and repair affordable homes, develop stronger communities, and provide life-changing opportunities for qualifying residents in our community.

HFHWM is seeking a high-energy individual to join our team as a Construction Supervisor. This position works directly with volunteers on residential construction job sites teaching/performing construction related tasks. Qualified candidates will have a positive ‘can-do’ attitude, a willingness to teach and train, effective organization and time management skills, and an affinity for working with diverse groups of people.

The Construction Supervisor is responsible for managing and teaching volunteers on construction sites, monitoring and ensuring a safe work environment, staging materials at jobsites, communicating instructions to subcontractors and delivery personnel, and working with staff members on affiliate related matters. This position is customer facing and extremely fun for the right individual. Weekend work is required including most Saturdays throughout the year. Currently, the construction staff and affiliate build 12-16 new residential homes/year using subcontractors and volunteer labor.

Responsibilities:

  • Lead, train, and motivate volunteers on job sites to complete residential construction tasks
  • Work alongside during most stages of home construction and manage logistics to keep volunteers and subcontractors on schedule with adherence to pre-determined quality standards
  • Prepare job sites for volunteers with the proper tools, materials, and safety equipment
  • Assign, work with and guide volunteer crew leaders on the worksite.
  • Demonstrate awareness of the “volunteer experience” and take steps to support this experience wherever possible.
  • Deliver material and construction trailers to job sites in preparation for work days.
  • Work on supervising and scheduling building inspections, subcontractors, and material deliveries to ensure timely and accurate project completion
  • Submit receipts to supervisor for financial tracking and payment of invoices.
  • Support the affiliate in other duties as assigned

Qualifications:

  • Strong desire to motivate & teach people with a variety of personalities & backgrounds
  • Knowledge of residential construction, job site safety, building codes, tools, and trailer operation
  • Ability to read and interpret blueprints and construction drawings
  • Ability to stay positive, focused, and task oriented while leading the volunteer experience for large (20-25 individuals) groups of people on a construction job site
  • Mathematical aptitude in calculating building measurements, quantities, etc.
  • Flexibility regarding work assignments and work hours.
  • Ability to work Saturdays
  • Ability to drive a company vehicle including pick-up trucks and large passenger vans with trailers in tow.
  • This is a combination of strong physical work and supervision. Meet physical demands of job including strenuous activity requiring the ability to sit, walk, carry, push, pull, lift 50 pounds, climb and bend.

Wage:
Based on experience

Please email your resume to jgalland@hfhwm.org.

Generous and flexible PTO, medical, dental, vision and retirement.

Habitat for Humanity Williamson-Maury is an Equal Opportunity Employer.

11th Annual Hammers & High Heels Raises $61,578

(Thank you to Noel McKay, Brennen Leigh, Tammy Rogers King, Jeff King, and our emcee, Dawn Davenport (not pictured), for donating their time and talents for this year’s virtual event at The Gym Floor on May 20th. )

Another successful Hammers & High Heels is in the books!

On May 20, Thanks to our amazing planning committee, committed sponsors, and YOU, we were able to raise $61,578 toward our 2021 Women Build Home. Work on Searria Peoples’ home begins this month!

We will see everyone back in-person in 2022!

THERE IS STILL TIME TO MAKE A DONATION FOR THE HOME!
We are just $8,500 from our sponsorship goal of $70,000 for the “bricks and sticks” of Searria’s home. Consider making a donation of any amount to help get there. Donate here!

Thank you to our sponsors who made this event possible!

Platinum Sponsors
Gresham Smith and Jackson National Life Insurance Company

Silver Sponsors
Censis Technologies and Schneider Electric

Bronze Sponsors
Fifth Third Bank, First Farmers Bank & Trust, HCA Healthcare/TriStar Health, Pinnacle Bank, Southern Land Company, Republic Bank, SunTrust Now Truist Bank, and Williamson Medical Center

Friends of Hammers & High Heels Sponsors
Ascend Credit Union and Cool Springs International

In-Kind Sponsors
Amerigo, Arrington Vineyards, Buca di Beppo, Cheesecake Factory, Flourish, The Gym Floor, OnBoard Nashville, Panera Bread, and Teegarden Audio

We also want to send a big thank you to the local businesses who donated items for our auction.

COVID-19: A Message to Our Habitat Williamson-Maury Community

At Habitat for Humanity Williamson-Maury, our greatest priority is for the safety of our homeowners, volunteers, staff, customers, and communities served. As we take proactive steps to minimize the health impacts of Coronavirus (COVID-19) and as circumstances evolve, we will update this webpage with the latest information and our affiliate’s actions.

This is an increasingly difficult time for people, businesses, and organizations all across the country. As a nonprofit that relies entirely on the support of others, please know we are making these difficult decisions after thoughtful discussions.

Administrative Offices:

  • Our administrative office is closed to the public without an appointment until further notice. Staff will be working at the office and at home and will be available by phone and email

Volunteers:

  • At this time, in effort to protect our staff, partner families, and volunteers, we will not be hosting volunteers on our 2021 spring build season. This is an extraordinary time, and we appreciate your flexibility as we navigate the proper ways to move forward. Please don’t hesitate to reach out to Kim Randell with any other volunteer or build questions. 
  • If you are interested in serving when we return to the build site, please sign up here, and we will reach out to you at that time. Thank you!

ReStore: 

  • Our ReStore is open to the public. Please visit our Facebook page for the most up-to-date information on its status.
  • We will be taking steps to properly clean and sanitize merchandise and high-touch areas and to limit the number of patrons in the store at one time.

ReStore Pickups:

  • Donors can drop off their gently used household items at the HFHWM ReStore located at 1725 Columbia Ave in Franklin, TN between the hours of 10 to 6pm, Tuesdays through Fridays, and 10 to 5pm on Saturdays. Those needing pickups of larger items can call 615-690-8094 to arrange a pick up time. Visit our website for a list of the items we accept.

Thank you for your continued support as we navigate this public health crisis together. We look forward to working together in the future to build strength, stability, and self-reliance in partnership with our future homeowners.

Stay safe and healthy,
The HFHWM Team

P.S. Please pray for the health and financial well-being of all families who are serving in positions at the forefront of the crisis, including health care workers, civil servants, service sector employees, etc. Many of these are our partner families. While our build schedule will be affected, we will remain focused and committed to providing local families with affordable shelter they need. If you were planning on volunteering, shopping at the ReStore, or supporting HFWHM this spring, we encourage you to support our mission through an online donation today.

State Farm and Local High Schools Team up to Help School Bus Driver Build and Purchase an Affordable Home

Habitat High Campus Chapters Receive State Farm Grants

Local State Farm agent Joel Moenkhoff presents a check to Habitat for Humanity’s Director of Construction Terry Thompson and future Habitat High homeowner, Kim Dixon.

Franklin, TN (May 13, 2021) – Five of Habitat for Humanity Williamson-Maury’s Habitat High Campus Chapters have been selected to receive matching grants from State Farm® for their efforts to help build an affordable home for a local family in need. Brentwood, Centennial, Fairview, Franklin, and Ravenwood Campus Chapters have been awarded $20,000 collectively and must raise a matching amount to receive their grants.

A Habitat campus chapter is a student-led, student-initiated organization on a high school or college campus that collaborates with a local Habitat affiliate to build, fundraise, and advocate for affordable housing. This is the 21st home built by local high school students in partnership with Habitat for Humanity Williamson-Maury.

“Our club is so grateful to have been able to be a part of Habitat this year, and we thank State Farm® for helping us continue to serve the community that we live in and that we love,” said Centennial High School English teacher Cat Evans. “As the club sponsor, I have continuously been blown away by the commitment of the students through such an unprecedented year. They have worked tirelessly to raise donations in order to offer as much help as possible. Year after year, I am always impressed with the passion our students bring to helping their community, and I am humbled to be able to be a part of this process with them.”

Franklin High School students tackle painting the trim work of the front porch.

A few of the Habitat High scheduled fundraising activities include the “Knock and Deliver” door-to-door appeal, “Change for Change” donation fundraiser, sale of Valentine’s Day chocolate roses, Mr. Franklin High School talent show, and a socially distanced movie night. The students are also using peer-to-peer online fundraising to reach their goals.

“We are proud to support young leaders in advancing Habitat’s mission in communities across the country,” said Ed Woods, Director, Corporate Responsibility at State Farm. “At State Farm®, we make it our business to be a good neighbor and are committed to building safer, stronger, and better educated communities.”

It is very fitting that the students are partnering to build and fundraise for the home build of Kim Dixon. Dixon, who attended Franklin High School, has worked for Franklin Special School District as a bus driver since 1993. She has three adult children and grandchildren that keep her very busy and looks forward to hosting holidays in her new home.

Ms. Dixon is very outgoing and wants to be a Habitat for Humanity ambassador. “I will always recommend Habitat for Humanity to everyone I meet who wants to become a homeowner,” she explains. “I am so thankful to my sponsors for their support. With this home, my children and grandchildren will have a piece of me forever.”

The Habitat High home is currently underway in Columbia, TN. After completion, Habitat for Humanity Williamson-Maury will sell the home to Dixon with an affordable mortgage. Students are still in need of donations to help meet their grant goals. Please support your favorite high school at www.hfhwm.org/donate.

About Habitat for Humanity Williamson-Maury

Habitat for Humanity is a global nonprofit housing organization working in local communities across all 50 states in the U.S. and in approximately 70 countries. Habitat for Humanity Williamson-Maury (HFHWM) was fully incorporated as an affiliate of Habitat for Humanity International on December 5, 1992. We have built 253 homes in Williamson and Maury Counties and continue to build 12-14 new homes per year. Home construction, critical repair, and neighborhood development services are funded through tax-deductible financial contributions; in-kind donations from local businesses, churches, civic organizations, and individuals; and profits generated from our affiliate’s ReStore.

Homes built by Habitat are not given away, and partner families must complete a homebuyer’s education program and earn at least 200 hours of “sweat equity” by working on their home and the homes of others. After a thorough qualification process, applicants are selected based on three criteria: the need for affordable housing, the ability to pay the mortgage, and the willingness to partner. Completed homes are SOLD with an affordable mortgage to the families, helping build strength, stability, and independence to build a better life.

For more information about our homeownership program, volunteering, or sponsorship opportunities, please visit www.hfhwm.org.

About State Farm®

The mission of State Farm® is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. State Farm and its affiliates are the largest providers of auto and home insurance in the United States. Its 19,200 agents and 59,000 employees serve approximately 84 million policies and accounts – over 81 million auto, fire, life, health and commercial policies and over 2 million financial services accounts. Commercial auto insurance, along with coverage for renters, business owners, boats and motorcycles, is available. State Farm® Mutual Automobile Insurance Company is the parent of the State Farm® family of companies. State Farm® is ranked No. 36 on the 2020 Fortune 500 list of largest companies. For more information, please visit http://www.statefarm.com.

Habitat dedicates first post-COVID Columbia home

The Daily Herald

By Jay Powell of the Columbia Daily Herald

LaTosha Sparkman
LaTosha Sparkman cuts the ribbon to her new home, sponsored by Thrivent Financial.

Habitat for Humanity Williamson-Maury (HFHWM) dedicated its first completed build since the COVID-19 pandemic began, providing a new home and start to one lucky Columbia family.

Many Habitat staff members, volunteers and locals, most wearing protective masks, gathered Saturday morning in front of the completed Spring Thrivent Home on School Street. The build was made possible in partnership with Thrivent Financial, who awarded $70,000 to fund the house’s construction. Thrivent has been a partner with Habitat since 2005, with its members contributing more than $240 million, along with over 5.5 million volunteer hours across the U.S. and globally.

This year’s Thrivent Home was dedicated to the family of LaTosha Sparkman and her two children Alayshia (19) and A’Ddonnious (17), who qualified through HFHWM’s Homeownership Program. Sparkman, who works full-time at Currie Medical Supplies, said she had previously been declined three times, but that her faith and persistence with the program has allowed her family to “live the dream” of owning a home.

“Habitat opens up doors for those that thought they would never have anything. I never thought in a million years that I would be out of public housing,” Sparkman said. “Habitat has great people working with you, and they make you feel welcome. I know I couldn’t do this without them and my sponsors. Words can’t express how I feel. I am truly grateful.”

An avid cook, Sparkman also received a $250 gift card donated by Kroger.

She said becoming a homeowner will make life better not just for herself, but also her children. Alayshia is currently enrolled at Columbia State Community College studying to become a Licensed Practical Nurse (LPN). A’Donnious, a Centennial High School student, has ambitions to attend barber school and to one day own his own business.

“I thank God for my kids, because this isn’t for me. It’s for them,” Sparkman said. “They’re everything to me, and I thank you. This is a blessing.”

HFHWM Chief Development Officer Kim Randell said the build wasn’t that of a typical Habitat project, where dozens, if not hundreds of volunteers and local businesses come together to raise the house over a few days.

Since COVID-19 put a halt to mass gatherings, construction was able to be completed through several local church sponsorships, including St. Peters Episcopal Church, Harpeth Presbyterian Church, Columbia First United Methodist Church, Holy Family Catholic Church, First Presbyterian Church of Franklin and Christ United Methodist Church. “It was really different this year because we didn’t have volunteer build days. Normally when we have our sponsors, families and volunteers, it creates a unified front. People get to know each other and grow close, and lots of times relationships go beyond the build and they become friends making baby blankets for one another,” Randell said. “This was a different situation, and I feel a little sad about that, but know that all of this community supports [The Sparkman Family].”

HFHWM Chief Operations Officer Wayne Weaver added that the program “is not an easy one” to get into, and according to statistics, nine out of 10 families who apply are typically denied, most of the time due to credit issues. The Homeownership Program is also not about “giving away” houses, but building homes that are later purchased using affordable mortgage rates. Qualifying families must also complete at least 200 hundred hours of educational training and “sweat equity” before they can purchase the home.

“We don’t give houses away, we sell houses,” Weaver said. “We have mortgage underwriting guidelines just like any other mortgage lender. So on top of us being a mortgage lender, we’re also a builder and a Christian nonprofit organization.”

Families that are denied are not simply told “no,” but are advised on ways they can reapply, changes that need to be made and what will allow them a greater chance of becoming a Habitat family.

“Those that take the advice, they wind up here today,” Weaver said. “So congratulations, LaTosha.”

For more information about HFHWM, visit the organization’s website at www.hfhwm.org.

Habitat Williamson-Maury Adds New Home Loan Options

2018 Women Build HomeHabitat for Humanity Williamson-Maury (HFHWM) on Monday announced that it is now offering new loan options to help more families build and buy one of the organization’s award-winning, craftsman-style homes.

“In the past, we have only been able to offer affordable mortgages to families making between 30 and 60% of the area median income,” explains Housing and Community Development Director Wayne Weaver. “We will continue to offer our traditional zero-interest loan program to those who qualify, but with new diversified loan options, including the USDA 502 loan, we can assist thousands more that may qualify to buy instead of rent. For instance, a household of one to four members making a combined $59,500 a year qualifies for a low-interest mortgage option on one of our Williamson County houses under our new program guidelines.”

“People driving by will stop and ask to tour our homes and buy our house plans,” explains HFHWM Construction Site Manager Tasha Towry. “There is a great need for smaller, well-built homes in Williamson County, especially at price points for first-time homebuyers, and we are one of the only builders providing that option. We are gearing up to build a record number of homes for our nonprofit, 16 homes in 2019 in our new Willow Crest neighborhood in Fairview, and couldn’t be more excited.”

To qualify as a candidate for the homeownership program applicants must meet three basic criteria:

First, candidates must have a need for affordable housing – This could be any of several reasons, such as, structural or maintenance problems with one’s home or apartment; unhealthy or unsafe living conditions; current residence is too small for the family’s size; or the rent one pays is too much of a cost burden. This also includes anyone who might have tried to obtain a traditional mortgage, but who cannot find a home with a price for which he/she qualifies in Williamson County.

Second, candidates must have the ability to pay for a mortgage loan. HFHWM will look at a candidate’s sources of income and determine if he or she (or the family unit) can make monthly mortgage payments. HFHWM will consider the applicant’s credit history and the amount of debt, and if all these items are acceptable, the next steps will be taken.

Last, candidates must demonstrate a willingness to partner. Applicants are required to earn up to 280 hours of “sweat equity” by attending homebuyer education classes, volunteering in the community, and working side-by-side with the sponsoring volunteers to build his/her home and the homes of future neighbors.

Applicants who are selected to move on to the homeownership program will complete the HFHWM homeownership program over the next few months and build their homes in Fairview in the fall of 2019.

Anyone who doesn’t currently own his or her home and who lives or works in Williamson or Maury County may apply by completing a Partnership Questionnaire and returning it to their office at 511 West Meade Blvd. in Franklin, TN.

For additional information on HFHWM’s Homeownership or Critical Repair Programs or to get involved as a sponsor or volunteer, please contact Habitat for Humanity Williamson-Maury at 615-690-8090 or visit www.hfhwm.org.

Habitat for Humanity now offers low-interest mortgages in addition to zero-interest loans

Featured Partners

Habitat for Humanity’s vision is a world where everyone has a decent place to live. The support of our generous partners helps make our vision a reality and has a huge impact in the lives of families.

GuideStar Platinum Seal of Transparency Goodall Homes Community Foundation of Middle TN GivingMatters.com